Temple City

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Whether you are a first time home buyer or trading up to a larger home in Temple City, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Temple City Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Temple City, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Temple City California Overview & Statistics

Temple City Overview

As of 2007, Temple City's population is 37,890 people. Since 2000, it has had a population growth of 13.52 percent.

The median home cost in Temple City is $698,700. Home appreciation the last year has been 4.99 percent.

Compared to the rest of the country, Temple City's cost of living is 48.73% Higher than the U.S. average.

Temple City public schools spend $4,975 per student. The average school expenditure in the U.S. is $6,058. There are about 22 students per teacher in Temple City.

The unemployment rate in Temple City is 2.80 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Temple City jobs have Increased by 0.84 percent.

Temple City Climate

Temple City, CA, gets 17 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 34.

On average, there are 285 sunny days per year in Temple City, CA. The July high is around 89 degrees. The January low is 42. Our comfort index, which is based on humidity during the hot months, is a 47 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Temple City Housing

The median home value in Temple City, CA, is $698,700. Home appreciation is 4.99% over the last year. The median age of Temple City, CA, real estate is 47 years.

Temple City, CA Apartments and Rentals

Renters make up 36.11% of the Temple City, CA, population. 2.83% of houses and apartments in Temple City, CA, are unoccupied (vacancy rate).

Temple City Crime

Temple City, CA, violent crime, on a scale from 1 (low crime) to 10, is 3. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Temple City, CA, property crime, on a scale from 1 (low) to 10, is 4. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.templecity.us

Temple City Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans