Temple Terrace

Home Loans

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Temple Terrace Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Temple Terrace, we work to find the best home loan solution in temple terrace for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Temple Terrace Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Temple Terrace, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify. At the top of our list right now is your local credit union. They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.  They are still approving the majority of applications.

Temple Terrace Florida Overview & Statistics

Temple Terrace Overview

As of 2007, Temple Terrace's population is 22,415 people. Since 2000, it has had a population growth of 7.16 percent.

The median home cost in Temple Terrace is $223,400. Home appreciation the last year has been -5.78 percent.

Compared to the rest of the country, Temple Terrace's cost of living is 10.94% Lower than the U.S. average.

Temple Terrace public schools spend $5,612 per student. The average school expenditure in the U.S. is $6,058. There are about 17 students per teacher in Temple Terrace.

The unemployment rate in Temple Terrace is 3.10 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Temple Terrace jobs have Increased by 1.61 percent.

Temple Terrace Climate

Temple Terrace, FL, gets 57 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 106.

On average, there are 239 sunny days per year in Temple Terrace, FL. The July high is around 90 degrees. The January low is 51. Our comfort index, which is based on humidity during the hot months, is a 26 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Temple Terrace Housing

The median home value in Temple Terrace, FL, is $223,400. Home appreciation is -5.78% over the last year. The median age of Temple Terrace, FL, real estate is 23 years.

Temple Terrace, FL Apartments and Rentals

Renters make up 37.97% of the Temple Terrace, FL, population. 7.22% of houses and apartments in Temple Terrace, FL, are unoccupied (vacancy rate).

Temple Terrace Crime

Temple Terrace, FL, violent crime, on a scale from 1 (low crime) to 10, is 4. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Temple Terrace, FL, property crime, on a scale from 1 (low) to 10, is 5. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.templeterrace.com

Temple Terrace Real Estate Agents

Florida First Time Home Buyers Grants

Florida First Time Home Buyer Programs

Florida Home Loan