Treasure Island

Home Loans

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Treasure Island Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Treasure Island, we work to find the best home loan solution in treasure island for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Treasure Island Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Treasure Island, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify. At the top of our list right now is your local credit union. They have the lowest rates, a free and easy online application, and they have not been severely hurt by the subprime mortgage crisis.  They are still approving the majority of applications.

Treasure Island Florida Overview & Statistics

Treasure Island Overview

As of 2007, Treasure Island's population is 7,561 people. Since 2000, it has had a population growth of 1.49 percent.

The median home cost in Treasure Island is $749,000. Home appreciation the last year has been 0.00 percent.

Compared to the rest of the country, Treasure Island's cost of living is 47.73% Higher than the U.S. average.

Treasure Island public schools spend $5,096 per student. The average school expenditure in the U.S. is $6,058. There are about 19 students per teacher in Treasure Island.

The unemployment rate in Treasure Island is 3.00 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Treasure Island jobs have Increased by 1.61 percent.

Treasure Island Climate

Treasure Island, FL, gets 53 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 97.

On average, there are 242 sunny days per year in Treasure Island, FL. The July high is around 90 degrees. The January low is 54. Our comfort index, which is based on humidity during the hot months, is a 28 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Treasure Island Housing

The median home value in Treasure Island, FL, is $749,000. Home appreciation is 0.00% over the last year. The median age of Treasure Island, FL, real estate is 34 years.

Treasure Island, FL Apartments and Rentals

Renters make up 25.50% of the Treasure Island, FL, population. 27.28% of houses and apartments in Treasure Island, FL, are unoccupied (vacancy rate).

Treasure Island Crime

Treasure Island, FL, violent crime, on a scale from 1 (low crime) to 10, is 5. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Treasure Island, FL, property crime, on a scale from 1 (low) to 10, is 4. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

www.mytreasureisland.org

Treasure Island Real Estate Agents

Florida First Time Home Buyers Grants

Florida First Time Home Buyer Programs

Florida Home Loan