Union City

Home Loans

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Union City Home Loans.

Whether you are a first time home buyer or trading up to a larger home in Union City, we work to find the best home loan solution for you. Constantly surveying the hundreds of mortgage lenders as well as anonymously testing their staff, we are always aware of the conditions of the home loan market as well as the lenders involved in it.

Best Lender For Union City Home Loans

Unfortunately, the subprime mortgage crisis has caused dramatic changes in the lending climate. Many lending institutions have suffered tremendous losses and as a result have tightened their lending standards drastically. Whereas it used to be very, very easy to meet the requirements in order to get approved, it is now much more difficult with most lenders. When searching for a mortgage lender in Union City, it is important to find one that not only offers the lowest rates, but also has not tightened lending standards to the point that only a tiny percentage of applicants will qualify.

Union City California Overview & Statistics

Union City Overview

As of 2007, Union City's population is 69,477 people. Since 2000, it has had a population growth of 3.90 percent.

The median home cost in Union City is $699,000. Home appreciation the last year has been 0.00 percent.

Compared to the rest of the country, Union City's cost of living is 54.38% Higher than the U.S. average.

Union City public schools spend $5,494 per student. The average school expenditure in the U.S. is $6,058. There are about 20 students per teacher in Union City.

The unemployment rate in Union City is 4.10 percent(U.S. avg. is 4.60%). Recent job growth is Positive. Union City jobs have Increased by 1.39 percent.

Union City Climate

Union City, CA, gets 18 inches of rain per year. The US average is 37. Snowfall is 0 inches. The average US city gets 25 inches of snow per year. The number of days with any measurable precipitation is 55.

On average, there are 265 sunny days per year in Union City, CA. The July high is around 80 degrees. The January low is 44. Our comfort index, which is based on humidity during the hot months, is a 65 out of 100, where higher is more comfortable. The US average on the comfort index is 44.

Union City Housing

The median home value in Union City, CA, is $699,000. Home appreciation is 0.00% over the last year. The median age of Union City, CA, real estate is 27 years.

Union City, CA Apartments and Rentals

Renters make up 28.74% of the Union City, CA, population. 1.22% of houses and apartments in Union City, CA, are unoccupied (vacancy rate).

Union City Crime

Union City, CA, violent crime, on a scale from 1 (low crime) to 10, is 4. Violent crime is composed of four offenses: murder and nonnegligent manslaughter, forcible rape, robbery, and aggravated assault. The US average is 3.

Union City, CA, property crime, on a scale from 1 (low) to 10, is 5. Property crime includes the offenses of burglary, larceny-theft, motor vehicle theft, and arson. The object of the theft-type offenses is the taking of money or property, but there is no force or threat of force against the victims. The US average is 3.

For related resources see also:

Union City Real Estate Agents

California First Time Home Buyers Grants

California First Time Home Buyer Programs

California Home Mortgage Loans